Acceptable Use Policy

Last Updated: January 15, 2026

1. Introduction

This Acceptable Use Policy ("AUP") governs your use of MoniSub's subscription management platform (the "Service"). This policy is part of our Terms of Service and should be read together with our Privacy Policy.

By using MoniSub, you agree to comply with this Acceptable Use Policy. Violation of this policy may result in suspension or termination of your account, and in some cases, legal action.

2. Purpose

The purpose of this policy is to:

Protect the integrity and security of the MoniSub platform
Ensure a safe and reliable experience for all users
Prevent abuse, fraud, and illegal activities
Comply with applicable laws and regulations
Protect MoniSub's intellectual property and resources

3. Permitted Use

MoniSub is designed for personal subscription management. You may use MoniSub to:

✅ Track Your Personal Subscriptions

Add, edit, and manage your own subscription services
Track spending and analyze subscription costs
Receive renewal reminders and price change notifications

✅ Upload Your Receipts

Upload receipts, invoices, and statements you have received
Use AI-powered parsing to automatically detect subscriptions
Store receipt images for your personal records

✅ Connect Your Email Accounts

Connect email accounts you own or have authorization to access
Allow automatic detection of subscription receipts from your inbox
Sync subscription data from connected email providers

✅ Use Analytics and Insights

View spending analytics and trends
Generate reports for personal financial management
Export your subscription data

✅ Customize Your Experience

Set regional and currency preferences
Configure notification settings
Organize subscriptions into custom collections

4. Prohibited Activities

The following activities are strictly prohibited when using MoniSub:

4.1 Account Misuse

❌ False or Misleading Information

Creating accounts with fake, fraudulent, or misleading information
Impersonating any person, organization, or entity
Misrepresenting your identity or affiliation

❌ Unauthorized Access

Accessing another user's account without permission
Sharing your account credentials with others
Creating accounts on behalf of others without their consent
Using stolen or compromised credentials

❌ Multiple Account Abuse

Creating multiple accounts to circumvent limitations, restrictions, or bans
Using automation to create bulk accounts
Creating accounts for purposes other than personal subscription tracking

4.2 Content Violations

❌ Malicious Content

Uploading files containing viruses, malware, trojans, or other harmful code
Uploading files designed to exploit vulnerabilities or compromise security
Submitting corrupted or intentionally malformed files

❌ Unauthorized Content

Uploading receipts, invoices, or documents you do not have the right to upload
Uploading copyrighted content without permission
Uploading content that violates third-party intellectual property rights

❌ Fraudulent Data

Submitting false, fabricated, or fraudulent subscription information
Intentionally manipulating receipt data or parsing results
Creating fake subscriptions for deceptive purposes

❌ Illegal Content

Uploading content that is illegal, obscene, defamatory, or threatening
Uploading content that promotes violence, discrimination, or harassment
Uploading content that violates any applicable laws

4.3 System Abuse and Security Violations

❌ Unauthorized Access Attempts

Attempting to gain unauthorized access to any part of the Service, other accounts, or systems
Probing, scanning, or testing vulnerabilities without prior written authorization
Attempting to breach security or authentication measures
Accessing non-public areas of the Service

❌ Reverse Engineering

Reverse engineering, decompiling, or disassembling any part of the Service
Attempting to discover source code, algorithms, or proprietary methods
Extracting or scraping service catalog data for unauthorized purposes

❌ Service Interference

Interfering with or disrupting the Service, servers, or networks
Imposing unreasonable loads on infrastructure (e.g., excessive API calls)
Launching denial-of-service (DoS) or distributed denial-of-service (DDoS) attacks
Introducing anything that may damage, disable, or impair the Service

❌ Rate Limiting and Abuse

Circumventing rate limits or access controls
Using automated scripts, bots, or scrapers without authorization
Making excessive requests that degrade service performance
Attempting to bypass any security measures or technological restrictions

❌ Exploitation of Vulnerabilities

Exploiting bugs, vulnerabilities, or unintended features for personal gain
Failing to report discovered security vulnerabilities responsibly
Using exploits to gain unauthorized access or privileges

4.4 Third-Party Service Abuse

❌ Email Integration Abuse

Connecting email accounts you do not own or have permission to access
Accessing email content beyond subscription-related receipts
Violating email provider terms of service (Google, Microsoft)
Using email connections for spam or unauthorized marketing

❌ OAuth Integration Violations

Abusing Google or Microsoft OAuth connections
Attempting to gain unauthorized access to third-party accounts
Violating third-party authentication provider terms

❌ AI Service Abuse

Attempting to manipulate or exploit AI parsing features
Overwhelming AI services with excessive requests
Reverse engineering AI models or algorithms
Using parsing results for unauthorized commercial purposes

4.5 Commercial and Competitive Misuse

❌ Unauthorized Commercial Use

Using MoniSub for commercial purposes without explicit authorization
Reselling, redistributing, or sublicensing the Service
Offering MoniSub functionality as part of a competing service

❌ Competitive Intelligence

Using MoniSub to gather competitive intelligence about our service
Benchmarking or analyzing the Service for competitive purposes
Copying features, functionality, or design for competing products

❌ Data Harvesting

Scraping service catalog data for commercial use
Extracting pricing information for resale or republication
Mining user-generated content without authorization

4.6 Spam and Abuse

❌ Unsolicited Communications

Sending spam or unsolicited messages through the Service (if messaging features exist)
Using the Service to facilitate spam or phishing campaigns
Harvesting email addresses or user data for marketing purposes

❌ Resource Abuse

Uploading excessively large files beyond stated limits (10MB per file)
Creating an excessive number of subscriptions to abuse storage
Intentionally wasting system resources

4.7 Legal and Regulatory Violations

❌ Illegal Activities

Using MoniSub for any illegal purpose or in violation of any laws
Facilitating money laundering, fraud, or other financial crimes
Violating export control laws or international trade regulations
Using the Service in embargoed countries or with prohibited parties

❌ Privacy Violations

Violating the privacy rights of others
Collecting or processing others' personal data without consent
Sharing confidential information without authorization

❌ Intellectual Property Infringement

Infringing on copyrights, trademarks, patents, or trade secrets
Using MoniSub branding, logos, or trademarks without permission
Distributing pirated or counterfeit content

4.8 Manipulation and Deception

❌ Gaming the System

Manipulating subscription detection or parsing algorithms
Creating fake receipts to test or exploit parsing features
Attempting to bias or manipulate service catalog data

❌ Fraudulent Activity

Engaging in any form of fraud or deception
Creating fake accounts for fraudulent purposes
Manipulating subscription data for insurance or tax fraud

5. Reporting Violations

5.1 How to Report

If you become aware of any violations of this Acceptable Use Policy, please report them immediately:

Email: contact@monisub.com

Include:

Detailed description of the violation
Username or account information (if known)
Evidence of the violation (screenshots, logs, URLs)
Date and time of the incident
Any other relevant information

5.2 Our Response

When we receive a report:

We will investigate promptly and confidentially
We will take appropriate action based on the severity of the violation
We may request additional information from you
We will protect the identity of reporters to the extent possible

Note: False or malicious reports may result in action against the reporting account.

6. Consequences of Violations

Violation of this Acceptable Use Policy may result in one or more of the following actions, depending on the severity and frequency of the violation:

6.1 Warning

Email notification of the violation
Request to cease the prohibited activity
Opportunity to remedy the situation

6.2 Temporary Suspension

Temporary suspension of account access (hours to days)
Restriction of specific features
Removal of violating content

6.3 Permanent Termination

Immediate and permanent termination of your account
Deletion of all account data
Ban from creating new accounts
Forfeiture of any paid services (if applicable in the future)

6.4 Legal Action

For serious violations, we may:

Report illegal activities to law enforcement
Pursue civil or criminal legal action
Seek injunctive relief or damages
Cooperate with authorities in investigations

6.5 Factors Considered

In determining appropriate action, we consider:

Severity: How serious is the violation?
Intent: Was it accidental or deliberate?
Frequency: Is this a first offense or repeated behavior?
Harm: Did it cause harm to MoniSub, users, or third parties?
Response: Did the user cooperate and take corrective action?

7. Security Vulnerability Reporting

7.1 Responsible Disclosure

If you discover a security vulnerability in MoniSub, we encourage responsible disclosure:

DO:

✅ Report vulnerabilities privately to contact@monisub.com
✅ Provide detailed information to help us reproduce and fix the issue
✅ Allow reasonable time for us to address the vulnerability before public disclosure
✅ Act in good faith and avoid privacy violations or service disruption

DON'T:

❌ Publicly disclose vulnerabilities before we've had a chance to fix them
❌ Exploit vulnerabilities for personal gain or malicious purposes
❌ Access, modify, or delete other users' data
❌ Perform actions that could harm the Service or users

7.2 Bug Bounty Program

We may offer rewards for responsibly disclosed security vulnerabilities. Details will be provided separately if a bug bounty program is established.

8. Monitoring and Enforcement

8.1 Monitoring

To enforce this policy, we may:

Monitor usage patterns for suspicious activity
Use automated systems to detect abuse
Review uploaded content for policy violations
Analyze API usage and access patterns
Investigate reports from users or third parties

Privacy: Monitoring is conducted in accordance with our Privacy Policy.

8.2 Discretion

MoniSub reserves the right to:

Interpret and apply this policy at our sole discretion
Take action on violations not explicitly listed in this policy
Modify or update this policy at any time
Suspend or terminate accounts for any reason if we believe it's necessary to protect the Service

8.3 No Obligation

We are not obligated to:

Monitor all user activity or content
Detect or prevent every violation
Take action against every violation
Notify you before taking action (except as required by law)

9. Appeals and Disputes

9.1 Appeals Process

If you believe your account was suspended or terminated in error:

Email: contact@monisub.com

Include:

Your account email and username
Description of the suspension/termination
Explanation of why you believe it was in error
Any relevant evidence

We will:

Review your appeal within 7-14 business days
Provide a decision based on our investigation
Reinstate your account if the action was erroneous

Note: Decisions on appeals are final and at MoniSub's sole discretion.

9.2 Disputes

For disputes regarding this policy, refer to the Dispute Resolution section in our Terms of Service.

10. Third-Party Terms

When using MoniSub, you must also comply with:

Google OAuth Terms: Google API Services User Data Policy
Microsoft OAuth Terms: Microsoft API Terms of Use
OpenAI Terms: OpenAI Terms of Use (for AI-powered features)
Any other third-party services we integrate with

Violation of third-party terms may constitute a violation of this policy.

11. Updates to This Policy

We may update this Acceptable Use Policy at any time. Updates will be effective when posted, with the "Last Updated" date reflecting the most recent changes.

Notification:

Material changes will be communicated via email or in-app notification
Your continued use of the Service constitutes acceptance of updates
If you do not agree to updates, you must stop using the Service

12. Interpretation

12.1 Examples

The examples provided in this policy are illustrative and not exhaustive. Activities similar in nature to those prohibited are also violations, even if not explicitly listed.

12.2 Good Faith

We expect all users to act in good faith and in the spirit of this policy. Technical compliance with the letter of the policy while violating its intent is still a violation.

12.3 Governing Documents

This policy is part of our Terms of Service. In case of conflict between this policy and the Terms of Service, the Terms of Service prevail.

13. Contact Information

For questions or concerns about this Acceptable Use Policy:

General Questions: contact@monisub.com

Abuse Reports: contact@monisub.com

Security Issues: contact@monisub.com

Appeals: contact@monisub.com

Mailing Address: MoniSub [Address to be provided] European Union

Summary of Key Prohibitions

| Category | Prohibited Activities | |----------|----------------------| | Account | Fake info, unauthorized access, multiple accounts | | Content | Malware, fraudulent data, illegal content | | Security | Hacking, reverse engineering, DoS attacks | | Third-Party | Email abuse, OAuth violations | | Commercial | Unauthorized resale, competitive intelligence | | Legal | Illegal activities, privacy violations, IP infringement |

Remember: Use MoniSub responsibly, respect other users, and comply with all applicable laws.

Document Version: 1.0 Effective Date: [To be filled upon production deployment] Last Reviewed: January 15, 2026

By using MoniSub, you agree to comply with this Acceptable Use Policy. Violations may result in account suspension, termination, or legal action.